Summit eCommerce Privacy Policy

Last Updated: February 20th, 2025

Thank you for visiting the Main Street Financial website. We are committed to protecting your personal information and your right to privacy. If you have any questions about this policy or how we handle your personal information, please contact us at info (at) summitecommerce.co

This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context.

Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect, or otherwise handle your Personally Identifiable Information in accordance with our website.

TABLE OF CONTENTS

1. INFORMATION COLLECTED THAT YOU DISCLOSE TO US
2. INFORMATION AUTOMATICALLY COLLECTED
3. HOW DO WE PROTECT YOUR INFORMATION?
4. DO WE SHARE YOUR INFORMATION WITH THIRD PARTIES?
5. WHAT ARE YOUR PRIVACY RIGHTS?
6. CAN-SPAM ACT
7. DO WE MAKE UPDATES TO THIS POLICY?
8. CONTACTING US

1. INFORMATION COLLECTED THAT YOU DISCLOSE TO US

WHAT PERSONAL INFORMATION DO WE COLLECT FROM USERS THAT VISIT OUR WEBSITE?

While on our website, as appropriate, you may be asked to enter your name, email address, mailing address, phone number, financial information, or other details to help you with your experience and to provide you with financial services.

WHEN DO WE COLLECT INFORMATION?

We collect information from you when you subscribe to a newsletter, fill out a contact form, request a financial consultation, or any other instance where you manually enter information on our site.

HOW DO WE USE YOUR INFORMATION?

In addition to the stated purpose of information gathering, such as newsletter email sign-up, contact request, financial consultation, etc., we may use the information we collect from you to:

• Personalize your experience and to allow us to deliver the type of content and financial services in which you are most interested.
• Improve our website in order to better serve you.
• Provide financial advice and services.
• Communicate with you regarding your financial needs and our services.
• Ask for ratings and reviews of services.

2. INFORMATION AUTOMATICALLY COLLECTED

When you visit, use, or navigate through our website, we automatically collect information such as:

• IP Addresses
• Browser and device characteristics
• Operating systems
• Language preferences
• Referring URLs
• Device names
• Countries
• Location information
• How and when you use our site
• Other technical information

This information is generally used to maintain and operate the security of the website, and for our internal analytics and reporting.

DO WE USE ‘COOKIES’?

Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your web browser (if you allow) that enables our website’s or service provider’s systems to recognize your browser and capture and remember certain information.

Cookies are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services and advertising. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

We use cookies to:

• Keep track of, show, and send targeted advertisements.
• Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since each browser is different, look at your browser’s Help Menu to learn the correct way to modify your cookies.

If you turn cookies off, it may affect the user experience.

3. HOW DO WE PROTECT YOUR INFORMATION?

Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive information that you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user enters and submits their information to maintain the safety of your personal information.

We will only hold onto your personal information as long as necessary for the purposes set out in this privacy policy and as required by financial regulations.

4. DO WE SHARE YOUR INFORMATION WITH THIRD PARTIES?

We will only share and disclose your personal information in these situations:

• Legal Compliance: Your information may be disclosed if we are legally obliged to do so to comply with applicable law, government requests, judicial proceedings, court orders, or legal process.
• Vital Interests and Legal Rights: If we believe it is necessary to investigate or take action due to a violation of our policies, suspected fraud, threats of illegal activity, or as evidence in litigation in which we are involved.
• Vendors, Consultants, Affiliates, or Business Partners and Other Third-Party Service Providers: We may share your information with third-party vendors, service providers, contractors, or agents who perform services for you on our behalf, especially regarding financial services. The third party will be bound to this privacy policy with regards to your information.
• Business Transfers: We may share or transfer information in connection with any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
• With Your Consent: We may disclose your personal information for any reason with your consent.
• Financial Institutions: Sharing information with institutions as necessary to provide financial services.

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential.

THIRD-PARTY LINKS

Occasionally, at our discretion, we may link to third-party products, services, or content on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

5. WHAT ARE YOUR PRIVACY RIGHTS?

You have the right to request changes, review, or terminate your data from our records at any time, subject to legal and regulatory requirements.

8. CAN-SPAM ACT

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped being sent to them, and spells out tough penalties for violations.

We collect your email address in order to:

• Send information, respond to inquiries, and/or other requests
• Send you additional information related to your financial services.
• Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.

To be in accordance with CAN-SPAM, we agree to the following:

• Not use false or misleading subjects or email addresses.
• Identify the message as an advertisement² in some reasonable way.
• Include the physical address of our business or site headquarters.
• Monitor third-party email marketing services for compliance, if one is used.
• Honor opt-out/unsubscribe requests quickly.
• Allow users to unsubscribe by using the link at the bottom of each email.

If at any time you would like to unsubscribe from receiving future emails, you can follow the instructions at the bottom of each email³ or email us at [Your Email Address] and we will promptly remove you from ALL correspondence.

9. DO WE MAKE UPDATES TO THIS POLICY?

We may from time to time update this privacy policy. When such an update occurs, we will make changes to this page and add a revised date below and will be effective as soon as published. We encourage you to review this privacy policy regularly to be informed on how we handle your personal information.⁴

10. CONTACTING US

If there are any questions regarding this privacy policy, you may contact us using the information below.

Summit Advisory Group, LLC

4207 SE Woodstock Blvd., #128
Portland, OR 97206

503-946-6109

Info (at) info@summitecommerce.co

Important Considerations for Summit eCommerce:

• Financial Regulations: Due to the nature of your business, you must ensure your privacy policy complies with all applicable financial regulations, such as the Gramm-Leach-Bliley Act (GLBA) and any state-specific financial privacy laws.
• Data Security: Given the sensitive nature of financial information, implement robust security measures to protect client data. Consider encryption, multi-factor authentication, and regular security audits.
• Client Consent: Obtain explicit consent from clients before collecting and using their financial information. Clearly explain how you will use their data and with whom it might be shared.
• Data Retention: Establish a clear data retention policy that complies with financial regulations.
• Regular Review: Regularly review and update your privacy policy to reflect changes in regulations, technology, and your business practices.

Legal Counsel: Have this privacy policy reviewed by a legal professional specializing in financial services to ensure compliance.